Craps Proposition Bets: Here Are Eight Wagers to Avoid When Playing This Table Game

Look at any craps table and you’ll see numerous wagers where some appear to have hefty payouts. These are One Roll wagers. None of them pay off in true odds. These bets should be avoided because they can deplete your bankroll very quickly.

Seasoned players know there are thirty-six possible combinations that can be made with a pair of dice, each with numbers one through six. For example, the number 7 can be rolled six ways, such as: 6 and 1; 1 and 6; 5 and 2; 2 and 5; 4 and 3; 3 and 4. The numbers 6 and 8, five ways; numbers 5 and 9, four ways; numbers 4 and 10, three ways; 3 and 11, two ways; and the 2 and 12, one way.

With the aforementioned in mind, here are the bets that you should avoid and why, when playing:

The Field

This is a one roll wager where the player wins if a 2, 3, 4, 9, 10, 11 or 12 appear and loses if a 5, 6, 7 or 8 appear. Payouts are even money except for the 2 or 12 which pay 2/1. A novice player would look at the field and think, “There are seven numbers to win with and only four to lose.” However, if you combine all the ways the winning numbers can be rolled they will total 16. The losing numbers combinations total 20. Thus, winning numbers can appear 45% of the time but the losers come forth at 55%. The house edge is about 6%.

Any Craps

Another one roll wager that pays 7/1 if a two, three, or twelve is rolled. Add them all up and the true odds are 9/1 against. The house edge is about 11%.

Any Seven

The worst one roll wager for the player. The odds are 6/1 against and the payout is only 4/1. If you really want to make this bet, my advice to you is, don’t. The house edge is about 17%.

Hardway Bets

These are the even number totals of 4, 6, 8, and 10. In our Monopoly days we knew them as doubles. Two 2’s = 4, etc. In the world of craps these are known as Hardways. When a player elects to make a Hardway wager he or she is betting that particular number will only appear as an even number total, for example, a hard eight as 4 and 4. All of the other four combinations that make up the eight now become losers. The Hardway bettors now lose when a seven or any eight other than the 4 and 4 appear. The odds are 10/1 against but the payout is only 9/1. The house edge for a hard 4 or 10 is about 11%, and hard 6 or 8, about 9%.

Horn Bet

A one roll wager betting that a 2, 3, 11, or 12 will emerge. The bet must be made in multiples of four units. You will be paid 30/1 for the 2 or 12, or 15/1 for the 3 or 11, minus your three losing wagers. These numbers only have a 1/6 chance of showing up. You can also bet these numbers individually. Your best bet is no bet. The house edge is about 12.5%.

C & E (Craps and Eleven)

The C&E bet is actually a combination of the any craps (2,3,12) bet, or the 11 (AKA Yo) bet. Basically, when you bet on C and E, you are wagering that the shooter will roll any craps numbers (2, 3, or 12) or 11. If you hit any one of these numbers, you win the bet.

There’s a 1 in 6 chance that the C and E bet will hit. The payouts are different for each part of the bet. If the crap numbers come up it pays 3/1. If an 11 is rolled, 7/1. the total overall house edge is 11%.

Fire Bet

Not all casinos offer this wager. The bettor(s) win if the shooter makes at least four different point numbers before a seven out is rolled. Only different point numbers count. The pay tables range from a 10/1 payout for one point made four times up to 2000/1 If all six point numbers are made four times each before a seven out. In this unlikely event the house edge is a whopping 25%!

Hop Bet

This is a one roll verbal bet that is rarely played because most bettors are unaware of it. A player may wager that the dice will hop to a certain combination on the next roll. For example: if you have a hunch that an 8 will be rolled as a 6 and 2, simply shout to the dealer, “Five dollars on hop eight as six and two”. If it happens you will be paid 15/1. You may also call out a Hardway, “Hop eight at four and four”. If you’re lucky, you win 30/1. Any callout is permitted. All payouts are the same. This is a typical sucker bet. Depending on the hop combo called out, the house edge can range from about 5% to 12%.

Your best bet is to stick to the line wagers, pass, don’t pass, come, don’t come with the odds bet(s) and the place numbers 6 and 8.

Good Luck!

Blackjack Side Bets Are Bad Bets – Avoided Them While Playing

Most blackjack games in casinos today offer optional bonus or side bets. Once rare at a basic blackjack table they are becoming more and more widespread. The rational is simple because they carry a huge house edge. Anywhere from 3% to 20% or more compared to the 0.5% edge when playing straight up blackjack while using correct Basic Strategy. The bigger the edge, the more money the house makes.

The side bets do have an upside for the player in that all winning bonus wagers will pay out even if the player loses the original hand, and the large payouts are tempting. If you care to venture in, here are some of the most popular ones:

Twenty-One + 3

This side bet incorporates a little 3 Card Poker excitement into the mix in that your first two cards and the dealer’s up card are the determining factors. After you’ve made your BJ and optional Twenty One + 3 wagers, the combination of the three cards must equal a flush, straight flush, any straight, or three of a kind. The bet wins 9 to 1 on a six or eight deck game. The house edge is about 3%.

Royal Match 21

This one is based on your first two dealt cards:

Any two suited cards pay 2.5 to 1

A suited King & Queen (Royal Match) pays 25 to 1

A player Royal Match & dealer Royal Match in any suit pays 1000 to 1

The maximum bet allowed will vary between casinos. With the outcome based on your first two cards, the house edge is about 6%.

Bet the Set 21

This side bet focuses on your first two cards after you’ve made you’re blackjack wager and a Bet the Set wager. In some jurisdictions this bet is also known as Pair Square. If you are dealt any pair you are paid according to a pre-determined pay table based on the number of decks in play:

Single deck – pair pays 15 to 1

Double deck – pair pays 10 to 1, suited pair pays 25 to 1

Four, six or eight deck – pair pays 10 to 1, suited pair pays 15 to 1

Depending upon the number of decks in play and the pay table which varies between jurisdictions, the house edge varies between 5 & 6%.

Dealer Bust 21

Player wins if the dealer busts with various up cards showing. The winning payouts are paid according to the following table:

Bust with Ace up – Pays 10 to 1

Bust with 10 to K – Pays 4 to 1

Bust with 7 to 9 – Pays 2 to 1

Bust with 2 to 6 – Pays 1 to 1

The house edge is about 10% if the dealer stands on soft seventeen, about 8% if the dealer hits soft seventeen.

Over/Under 13

A player can wager on whether the total of his first two cards will be over, or under, 13. An exact 13 total always loses and Ace always counts as 1. The house edge for the Over 13 wager is 6.5 %, and for the Under 13, it’s 10 %. The side bet is usually offered on six- and eight- deck games.

Pair Square

A player wins if his or her first two cards are the same rank (such as a pair of 8’s). An unmatched pair (like an 8 of Clubs and an 8 of Hearts) pays 10 to 1. A matched pair (like a pair of 8’s of clubs) pays 15 to 1. The house edge is 10.6 %.

Super Sevens

In addition to your blackjack game bet, wager $1 that you will be dealt from one to three sevens resulting in the following payouts:

One seven pays 3 to 1

Two unsuited sevens pay 50 to 1

Two suited sevens pay 100 to 1

Three unsuited sevens pay 500 to 1

Three suited sevens pay 5000 to 1

The house edge is about 12% with no third card dealt and about 11% when a third card is dealt.

Lucky ladies

Here is a bet where any hand totaling 20 wins something. If you’re lucky enough to have a pair of Queens, you’ll win more, as the following pay table shows:

Pair of Queens with a dealer Blackjack – pays 250 to 1

Pair of Queens – Pays 25 to 1

Any suited 20 – pays 9 to 1

Any unsuited 20 – pays 4 to 1

The house edge is between 17 & 20 % depending on the jurisdictions pay table.

Always keep in mind that your bankroll is at a greater risk of a quicker depletion while playing blackjack games and making these tempting side bets.

Good Luck!

Mini-Baccarat Side Bets Are Tempting, But It’s a Bad Bet For Players

Mini-Baccarat was developed as a floor table game in casinos to accommodate the average player. Along with that however, optional side bets were also introduced to increase the house edge. Before I detail them, I’ll explain how the game is played is played.


The objective of this table game is the same as original Baccarat where player must come as close to the number nine as possible. Aces count as one, two’s through nines are face value, and Tens through Kings count as zero. Regardless of the number of players, the dealer only deals two hands from a 6 or 8 deck shoe. Prior to the deal, players must place one bet on either the Bank hand, player hand, or tie.

When a hand is totaled, it cannot exceed nine. If the two cards total more than nine, the first digit (number one) is dropped. The second digit becomes the total. A few examples are:

7, 8 = 15 (drop 1) total = 5

4, 3 = 7 (two cards, face value)

10, 6 = 6 (10 is zero, 6 is face value)

K, 9 = 9 (King is zero, 9 is called a natural)

Baccarat requires no skill on the part of the player. All s/he needs to do is decide where to place one bet before the deal. The dealer examines both hands and then decides if a third and final card should be drawn for either hand. The determination is made according to a fixed set of game rules.

A bet on the player’s hand returns even money if won. A bet on the Banker’s hand returns even money minus a 5% commission to the house if won. A tie bet returns 8 to 1 if won, otherwise it is a push when not bet. The reason for the 5% commission on the Bank’s win is that the drawing advantage is with the Bank, according the following game rules:


The player position always draws on a 0, 1, and 2,3,4,5 unless the Banker has a natural 8 or 9. The player always stands on 6, 7, 8, and 9. When a player has a natural 8 or 9, the game is over.


The Banker position always draws on a 0, 1, 2 unless the player has a natural 8 or 9.

The Banker always stands on 7, 8, and 9. When a Banker has a natural 8 or 9, the game is over.

Baccarat Side Bets

There are a number of optional side bets available at Mini Baccarat tables everywhere and like any side wager, all of them exist to increase the house edge. Nevertheless, Players are attracted to them because of the hefty winning payouts. Here are some of the popular ones:

Dragon Bonus

The bettor may wager on the Player or Banker side that the hand will win by a natural or by 4 or more points. The bet must be made before the hand is dealt. The greater the number that the hand wins by, the greater the payout:

Win By: Payout

9 – 30/1

8 – 10/1

7 – 6/1

6 – 4/1

5 – 2/1

4 – 1/1

Natural – 1/1

The house edge for this bet is 2.7%.

The payouts are the same for a bet on the Bank side however the house edge jumps to 9.7% if chosen.


This is a side wager that the total number of combined cards to complete the Player and Banker hand will be 4, 5, or 6.

# Cards Payout House Edge

4 – 1.5/1 – 5.3%

5 – 2/1 – 8.9%

6 – 2/1 – 4.7%

3 Card Six

This is a bet for a winning 3 card six. If player and banker have a 3 card six, the wager pays 100/1. If there is only one three card six, the bettor wins 8/1. The house edge is a whopping 13.4%!

Royal Match

Wagering that the player or banker hand will have a king and queen on the first two cards drawn, called the Royal Match. Not to be confused with the option of the same name found in the game of Blackjack. The bet pays 75/1 for a suited king & queen, and 30/1 for an unsuited royal match. The house edge has been calculated at about 2.1%.

Dragon 7

Dragon 7 is an optional side bet found in EZ Baccarat, which is played the same as regular Mini-Baccarat except the game has a commission free bank hand with one exception: A winning bank hand with a three-card total of seven will push instead of paying even money. A player may wager on that outcome for which the winning payout is 40/1. The house edge is about 7.6%.

Panda 8

The Panda 8 side bet is sometimes found in EZ Baccarat games. The wager pays 25/1 if a player hand has a three card total of eight. As for the house edge, it’s 10.2%.

Tie Bet

The Tie Bet is not considered a side wager, as it is included on all Baccarat table games. However, due to the atrocious house edge of 14%, it should be avoided at all times.

Remember that Baccarat, next to Blackjack, has a very low house edge of 1.2% when the Play bet is chosen, and a lower edge of 1.06% when betting the Bank when you avoid the side bets.

Good Luck!